Understanding the Importance of Income Protection Insurance

13 June

When we think about insurance, our minds often gravitate toward the tangible assets we own. We insure our cars against accidents, our homes against damage, and even the contents within our homes against theft or loss.  Yet, one of the most critical...[Read More]

How AI will affect your small business’s insurance needs

12 June

While artificial intelligence has been around for years, the launch of ChatGPT in late 2022 pushed the technology straight to the top of many business agendas.  Today, Australian enterprises of all stripes and sizes are pondering the $64 million...[Read More]

What are the high-priority insurances when you’re starting a business?

12 June

When you’re going out alone for the first time, there’s lots to organise and even more to pay for.  While it is not always at the top of an entrepreneur’s To-Do list, ensuring you have the right insurance cover is critical. It can help...[Read More]

What is premium funding and how can it help small businesses?

5 June

If you’re facing cash-flow challenges and are worried about how you’re going to pay for your insurance, premium funding may be able to help. It works by having a funding company pay the full premium of your policy on your behalf to the insurer...[Read More]

How does rising inflation affect small business’ insurance?

5 June

The rising inflation we’re experiencing now is affecting insurance in a number of ways.   Materials commonly used to replace damaged properties, such as building items and even labour, are in short supply, driving up replacement costs. Broker...[Read More]

Questions you should ask before buying life insurance

30 May

Like any other insurance policy, life insurance has many variations to meet different users’ needs. Thus, before choosing one, you must determine what you need in a life insurance policy.   The best way to determine the best policy is by...[Read More]

What does the Federal Budget 2024-25 mean for small businesses?

29 May

The Federal Government has released the government’s third budget, so what’s the good and bad news for small businesses?  Here’s what business owners should know. What are the wins for small businesses?  The good news for small businesses in...[Read More]

How to minimise your business being underinsured

29 May

Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances. Insurance is one of those subjects that many people glaze over. So, just to test how knowledgeable you are...[Read More]

How to prepare your small business for EOFY

22 May

With the end of the 2024 financial year fast approaching, Australia’s army of small business owners are in for a busy time. It’s time to finalise affairs and prepare your enterprise to start FY2025 strong. For many individuals, that means a...[Read More]

Ensuring your manufacturing business has the right insurance cover

22 May

Australia is home to more than 100,000 manufacturing businesses. If yours is one of them, you’re probably familiar with the challenges that come with operating in this sector. There’s no shortage of things that can go wrong and without the...[Read More]

How can your small business prepare for tax time?

15 May

With 2024 now well underway, tax season is just around the corner. While getting ready to close off the books and lodge the annual return isn’t something many small business owners look forward to, there’s a lot you can do to make it more...[Read More]

Five ways to keep your business insurance costs down in 2024

15 May

With costs rising across the board, maintaining margins and profitability is a challenge for Australia’s two million-odd small business owners.  Finding ways to cut costs is vital for many. But some expenses are essential, and insurance is one of...[Read More]

Underwriting explained: What role does an insurance underwriter play?

8 May

If you have a business, chances are you have insurance cover.  Depending on the nature of your enterprise, you may hold property, workers’ compensation, public liability, professional indemnity, business interruption and cyber policies. Then...[Read More]

Guide to setting up a small business

8 May

Starting a small business is an exciting adventure that requires careful planning and organisation. There are several essential steps to take, from registering for an Australian Business Number (ABN) to setting up financial systems and securing...[Read More]

Five key business trends for small business’ success in 2024

1 May

As Australia grapples with inflation and rising interest rates, the economic forecast for the next year appears subdued. With the Reserve Bank projecting a mere 1.75% GDP growth by June 2024, small businesses are facing increased pressure to...[Read More]